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Students

TISP

The Tertiary Institution Social Health Insurance Programme (TISP) provides health insurance coverage for students in public and private higher institutions across Rivers State. Premiums are paid through school fees, making enrollment seamless and ensuring every student has access to quality healthcare throughout their academic journey.

Via School FeesPaid annually through institution

Lab tests
32
Drug items
485
Surgeries
13
Radiology
22
Orthopaedic
7
Other benefits
68+

What you get with this plan

  • Premium is included in school fees (no separate payment)
  • Coverage throughout the academic session
  • Access to campus health centres and 200+ facilities
  • Specialist referral support for complex cases
  • 32 lab tests and 485 drug items covered
  • 68 additional benefits beyond core services
Who can enroll
Students currently enrolled in public and private higher institutions (universities, polytechnics, colleges of education) in Rivers State.
Drug co-payment
15% of total drug cost.
Waiting period
Coverage begins at the start of the academic session.
Network
200+ accredited healthcare facilities across all 23 Local Government Areas in Rivers State.

What is covered under this plan

Outpatient care

  • General consultations at campus health centres
  • Follow-up visits and chronic disease management
  • Mental health counseling and support
  • Health education and wellness programs
  • Referral to secondary healthcare facilities

Laboratory services

  • Full blood count and PCV
  • Urinalysis and urine MCS
  • Malaria RDT and blood film
  • Fasting and random blood sugar
  • HIV screening and hepatitis B/C
  • Pregnancy test and blood grouping
  • Genotype and sickling test
  • Liver function test
  • Widal test and stool microscopy

Pharmaceutical care

  • Antibiotics and antimalarials
  • Analgesics and anti-inflammatory drugs
  • Anti-ulcer and GI medications
  • Vitamins and mineral supplements
  • Respiratory medications
  • Dermatological preparations
  • Eye and ear drops
  • Wound care products

Surgical services

  • Minor surgical procedures
  • Incision and drainage
  • Wound suturing and repair
  • Hernia repair
  • Appendectomy
  • Circumcision

Radiology and imaging

  • Plain X-rays (chest, abdomen, limbs)
  • Abdominal and pelvic ultrasound
  • Obstetric ultrasound
  • Soft tissue ultrasound
  • Chest X-ray

Maternity care

  • Antenatal care and routine checkups
  • Normal vaginal delivery
  • Assisted delivery
  • Caesarean section
  • Postnatal care

Get started in minutes

  1. 01

    Choose This Plan

    You have already found your plan. Click the enroll button to begin the registration process.

  2. 02

    Complete Registration

    Fill in your personal details at an accredited facility, call our care lines, or register online.

  3. 03

    Receive Your ID

    After payment and the waiting period, you will receive your enrollee ID card and welcome pack.

  4. 04

    Access Care

    Visit any of our 200+ accredited facilities across Rivers State. Show your ID and receive quality care.