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Premium

RivCare Premium

RivCare Premium is our most comprehensive individual plan, offering the widest range of healthcare services available under RIVCHPP. With 83 lab tests, 540 drug items, 52 radiology services, and access to advanced specialist care, this plan delivers maximum protection for you and your family.

₦68,500per year

Lab tests
83
Drug items
540
Surgeries
17
Radiology
52
Orthopaedic
18
Other benefits
108+

What you get with this plan

  • Most comprehensive individual coverage available
  • 83 lab tests including advanced diagnostic panels
  • 540 drug items across all therapeutic categories
  • 52 radiology services including CT scans
  • 18 orthopaedic services for musculoskeletal care
  • 108 additional benefits beyond core coverage
Who can enroll
Self-employed residents, private organization employees, community groups, and any Rivers State resident seeking comprehensive premium coverage.
Drug co-payment
15% of total drug cost.
Waiting period
60 days after enrollment.
Network
200+ accredited healthcare facilities across all 23 Local Government Areas in Rivers State.

What is covered under this plan

Outpatient care

  • General, specialist, and sub-specialist consultations
  • Chronic disease management and follow-ups
  • Preventive health screenings and checkups
  • Minor and intermediate outpatient procedures
  • Referral to secondary and tertiary facilities
  • Physiotherapy and rehabilitation sessions

Laboratory services

  • Full blood count, ESR, PCV, and blood film
  • Complete urinalysis and urine MCS
  • Comprehensive metabolic panel
  • Lipid profile, HbA1c, and glucose tolerance
  • Thyroid, liver, and kidney function panels
  • Tumor markers and hormonal assays
  • Coagulation studies (PT, APTT, INR)
  • HIV, hepatitis B/C, VDRL, and retroviral screening
  • Blood culture and sensitivity
  • Electrolytes and arterial blood gases
  • Cardiac enzymes and troponins
  • Prostate Specific Antigen (PSA)

Pharmaceutical care

  • Full range of antibiotics and antimicrobials
  • Analgesics, NSAIDs, and opioid alternatives
  • Cardiovascular drugs and antihypertensives
  • Antidiabetics including insulin varieties
  • Anti-ulcer, GI, and hepato-protective drugs
  • Respiratory and anti-asthmatic medications
  • Neurological and psychiatric medications
  • Oncology supportive medications
  • Vitamins, minerals, and nutritional supplements
  • Ophthalmic and ENT preparations

Surgical services

  • All minor and intermediate surgical procedures
  • Hernia repairs (all types)
  • Appendectomy and cholecystectomy
  • Caesarean section and gynecological surgeries
  • Thyroidectomy and mastectomy
  • Prostatectomy and urological procedures
  • Orthopedic surgical interventions

Radiology and imaging

  • Plain X-rays (all body regions)
  • Ultrasound (abdominal, pelvic, obstetric, Doppler)
  • CT scan (brain, chest, abdomen, pelvis)
  • Mammography
  • Echocardiography
  • Barium studies
  • Fluoroscopy

Maternity care

  • Comprehensive antenatal care package
  • Normal, assisted, and operative delivery
  • Caesarean section and post-operative care
  • Postnatal care and lactation support
  • Family planning (full range of methods)
  • Neonatal intensive care (basic)
  • Management of high-risk pregnancies

Get started in minutes

  1. 01

    Choose This Plan

    You have already found your plan. Click the enroll button to begin the registration process.

  2. 02

    Complete Registration

    Fill in your personal details at an accredited facility, call our care lines, or register online.

  3. 03

    Receive Your ID

    After payment and the waiting period, you will receive your enrollee ID card and welcome pack.

  4. 04

    Access Care

    Visit any of our 200+ accredited facilities across Rivers State. Show your ID and receive quality care.