Corporate

Formal Sector Plan

The Formal Sector Plan provides premium-level health coverage for employees in both public and private organizations. Contributions are shared between employer and employee, delivering comprehensive care comparable to RivCare Premium while being affordable through co-contribution. Family extension options are available for dependants.

Co-contributionShared by employer & employee

Enroll in this plan Call to enroll

Lab Tests

540

Drug Items

Surgeries

Radiology

Orthopaedic

111+

Other Benefits

Key Highlights

What you get with this plan

Shared cost between employer and employee

Premium-level coverage (83 lab tests, 540 drug items)

54 radiology services including advanced imaging

20 orthopaedic services for comprehensive musculoskeletal care

111 additional benefits beyond core coverage

Family extension options for spouse and dependants

Who can enroll

All employees in public sector (civil servants, state agencies) and private corporate sector organizations operating in Rivers State.

Drug co-payment

15% of total drug cost.

Waiting period

60 days after enrollment.

Network

200+ accredited healthcare facilities across all 23 Local Government Areas in Rivers State.

Full Coverage Breakdown

What is covered under this plan

Outpatient Care

General, specialist, and sub-specialist consultations

Chronic disease management and follow-ups

Occupational health screenings

Preventive health checkups and wellness programs

Physiotherapy and rehabilitation

Referral to secondary and tertiary facilities

Laboratory Services

Full blood count, ESR, PCV, and differential

Complete urinalysis and urine MCS

Comprehensive metabolic and lipid panels

HbA1c and glucose tolerance test

Thyroid, liver, and kidney function panels

Tumor markers and hormonal assays

Coagulation studies and cardiac enzymes

HIV, hepatitis, VDRL, and full STI screening

Blood culture and drug sensitivity

Electrolytes and arterial blood gases

PSA and CEA markers

Semen analysis and fertility panel

Pharmaceutical Care

Full range of antibiotics and antimicrobials

Analgesics, NSAIDs, and pain management drugs

Cardiovascular and antihypertensive drugs

Antidiabetics including all insulin types

Respiratory and anti-asthmatic medications

Neurological and psychiatric medications

GI, anti-ulcer, and hepato-protective drugs

Oncology supportive care medications

Ophthalmic and ENT preparations

Dermatological preparations

Surgical Services

All minor and intermediate surgical procedures

Hernia repairs (all types including laparoscopic)

Appendectomy and cholecystectomy

Caesarean section and gynecological surgeries

Thyroidectomy and mastectomy

Prostatectomy and urological procedures

Selected orthopedic surgeries

Cataract surgery

Radiology & Imaging

Plain X-rays (all body regions and views)

Full range of ultrasound (abdominal, pelvic, Doppler)

CT scan (brain, chest, abdomen, pelvis, spine)

Mammography and breast ultrasound

Echocardiography and ECG

Barium studies and contrast imaging

Fluoroscopy

Selected MRI studies

Maternity Care

Comprehensive antenatal care package

Normal, assisted, and operative delivery

Caesarean section and post-operative care

Postnatal care and lactation support

Family planning (full range of methods)

Neonatal intensive care

Management of high-risk pregnancies

Fertility assessment and basic interventions

How to Enroll

Get started in minutes

Choose This Plan

You have already found your plan. Click the enroll button to begin the registration process.

Complete Registration

Fill in your personal details at an accredited facility, call our care lines, or register online.

Receive Your ID

After payment and the waiting period, you will receive your enrollee ID card and welcome pack.

Access Care

Visit any of our 200+ accredited facilities across Rivers State. Show your ID and receive quality care.

Enroll Now Call 09046962204

Previous planTISPVia School Fees (Paid annually through institution)