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RivCare Health Plan

The RivCare Health Plan is our most popular plan, offering comprehensive health coverage at an affordable ₦25,000 per year. Designed for self-employed individuals, private sector workers, and community groups, RivCare delivers quality outpatient and inpatient care at 200+ facilities.

₦25,000per year

Lab tests
33
Drug items
486
Surgeries
15
Radiology
18
Orthopaedic
8
Other benefits
72+

What you get with this plan

  • ₦25,000 per year for individuals, ₦45,000 for couples
  • Access to 200+ accredited healthcare facilities
  • Comprehensive outpatient and inpatient coverage
  • Specialist referrals with preauthorization
  • Only 15% co-payment on prescribed drugs
  • Covers 72 additional benefits beyond core services
Who can enroll
Self-employed residents, private organization employees, community groups, religious organizations, cooperative societies, and any Rivers State resident not covered by other plans.
Drug co-payment
15% of total drug cost.
Waiting period
60 days after enrollment.
Network
200+ accredited healthcare facilities across all 23 Local Government Areas in Rivers State.

What is covered under this plan

Outpatient care

  • General consultations and specialist consultations
  • Follow-up visits and chronic disease management
  • Health education and counseling
  • Preventive health screenings
  • Minor procedures at primary facilities

Laboratory services

  • Full blood count and ESR
  • Urinalysis and urine culture
  • Malaria rapid diagnostic test
  • Fasting blood sugar and lipid profile
  • HIV screening and hepatitis B/C
  • Pregnancy test and blood grouping
  • Genotype and liver function tests
  • Kidney function tests
  • Thyroid function tests
  • Stool microscopy

Pharmaceutical care

  • Antibiotics and antimalarials
  • Analgesics and anti-inflammatory drugs
  • Antihypertensives and antidiabetics
  • Anti-ulcer drugs
  • Vitamins and mineral supplements
  • Eye drops and ear drops
  • Topical medications and wound dressings
  • Maternal health drugs

Surgical services

  • Minor surgeries and wound suturing
  • Incision and drainage
  • Hernia repair (inguinal and umbilical)
  • Appendectomy
  • Caesarean section
  • Hydrocelectomy
  • Circumcision

Radiology and imaging

  • Plain X-rays (chest, abdomen, spine, limbs)
  • Abdominal ultrasound
  • Pelvic ultrasound
  • Obstetric ultrasound
  • Chest X-ray

Maternity care

  • Antenatal care and routine checkups
  • Normal vaginal delivery
  • Assisted delivery
  • Caesarean section
  • Postnatal care and follow-up
  • Family planning services

Get started in minutes

  1. 01

    Choose This Plan

    You have already found your plan. Click the enroll button to begin the registration process.

  2. 02

    Complete Registration

    Fill in your personal details at an accredited facility, call our care lines, or register online.

  3. 03

    Receive Your ID

    After payment and the waiting period, you will receive your enrollee ID card and welcome pack.

  4. 04

    Access Care

    Visit any of our 200+ accredited facilities across Rivers State. Show your ID and receive quality care.